From Hardship to Financial Independence: Elena’s Story (FIRE Interview)

How Elena went from poverty and hardship to pursuing Financial Independence. Elena uses a Coast FIRE strategy to focus on her health and work part-time on the journey to FIRE.

Elena grew up poor and experienced a lot of hardship in her younger years. In this interview, she shares how discovering FIRE changed her life for the better and ended a long journey marked by struggle and the stresses bad investment decisions can cause. Not all financial success stories are short or simple. Elena’s story … Read more

Financial Independence And Life Planning: The Ultimate Recipe For Happiness

Life Planning is essential for Financial Independence Success and Happiness. Design a lifestyle that is in line with your goals to create real meaning and fulfillment in your life - long before you reach FIRE.

Financial Independence is an incredibly powerful tool. It allows us to create the time and freedom needed to pursue the things that we want out of life. However, there is a catch: If we don’t have a clear idea of what we really want, Financial Independence can take the place of our actual goals. It … Read more

Why We Need Different Types of Financial Independence

Whether your goal is Lean, "Traditional" or Fat FIRE, there is a path to Financial Independence that is right for you: CoastFI, Barista FIRE and many more.

There are many FIRE acronyms and “types” of Financial Independence these days. These often get made fun of in the FIRE Community. Sure, some of these have hilarious names. But let me tell you one thing: If you roll your eyes every time someone comes up with a new FIRE term, you are missing the point.

Which Social Media (F)influencers and Bloggers Can You Trust? Red Flags and Revealing Questions

How to know which social media finfluencers, bloggers and other finance content creators you can trust. 7 red flags and 13 revealing questions to ask.

Finfluencers on Instagram, FIRE bloggers, Youtube channels about making money online, investing courses for millennials, podcasters who recommend share trading platforms, side hustle coaches, Fintok, the latest mentoring program by xzy personal finance guru, podcasters who recommend share trading platforms … The list of people in the personal finance and investing space who are not … Read more

The Psychology of Money – 16 Lessons for the FIRE Community

Last month we kicked off the brand new Personal Finance and FIRE Book Club with The Psychology of Money by Morgan Housel. I have to admit that I was disappointed when I was done reading. Really disappointed actually…

Hypocrisy and Manipulation – Is the FIRE Movement Corrupt?

More and more finfluencers are joining the Financial Independence Movement and many are in it to make money and get rich quickly. Is FIRE Community corrupt?

I started this blog just over three years ago to chronicle the last leg of our journey and share our approach to Financial Independence. In 2019 our first child was born and life got busy. When I went back to work in late 2019 I stopped reading other personal finance blogs. We had another baby, … Read more

Quarterly Semi-Retirement Update – Q2/2021

Our current (July 2021) progress on our Coasting FI (similar to Barista FIRE) journey from Flamingo FI to FIRE. We are now semi-retired and have stopped investing.

Where have the last three months gone? How is it July already? I feel like we are stuck in this Covid infinity loop with no end in sight. Anyway, it’s time for another Semi-Retirement update. I’ve broken the update up into three parts – a life update, a financial update and a quick blog update. … Read more

Reader Case Study: Semi-Retirement vs. FIRE

Semi-Retirement vs FIRE

Cliff and Elaine moved to Australia nine years ago. In the process, they gave up Cliff’s UK police pension that would have allowed them to retire early at age 52. Now they want to explore their retirement options in Australia. Should they go for FIRE and retire early or could (Early) Semi-Retirement using a Coast … Read more

The Life-Changing Magic of Semi-Retirement

Semi-Retirement offers amazing benefits. It is a great alternative to full retirement and allows you to design your ideal lifestyle long before you reach Financial Independence. I often talk about the ins and outs of (Early) Semi-Retirement and the alternative FI strategies (like Coast FI/Barista FI and Flamingo FI) that allow us to semi-retire and … Read more