It’s Time to Semi-Retire… the Blog! (+ an Update on Our Plan)

“Why have you stopped posting?”, “Have your plans changed?”, “Are you closing down the blog?” and even “Have you given up on Financial Independence?” – these are just some of the questions that hit my inbox over the past few months. Yes, I’ve been a bit more absent recently and have published articles far less … Read more

The FIRE Movement: The Many Flavours of FI

The FIRE Movement has come a long way. What used to be a little subculture dominated by male, childless engineers in their 20s and 30s has turned into a diverse and inclusive community of people who strive for a financially independent life. Financial Independence is a fantastic concept and a very worthwhile goal. However, the … Read more

Working Part-Time – Advantages and Disadvantages

Working part-time is en-vogue in financial independence circles. As more and more people opt for alternative and more flexible approaches to financial independence, part-time work has become a prominent feature in many (if not most) FI plans. Maybe working part-time is part of your semi-retirement plan. Maybe you see going part-time for a while as … Read more

One-More-Year Syndrome: Symptoms, Causes and Solutions

Ah, One-More-Year Syndrome. If I had to name one “disease” that afflicts almost every coaching client I’ve ever worked with, this is the one. The FI blueprint is simple: Learn about FI, pick a goal, make a plan, save and invest, rinse and repeat – until you reach your target. And then all that’s left … Read more

Reflection Time – 5 Years of Blogging and the FI Community in 2023

And just like that, Money Flamingo turned 5 years old earlier this month! This anniversary also coincided with a few other blogging/business milestones (more on this below), so I thought this would be an excellent opportunity to reflect on how the blog has grown and evolved since I started it in 2018. I’ll also share … Read more

The Road Trip – What Almost Everyone Gets Wrong On the Journey to FI

Today I invite you to do a little thought experiment with me. It reveals what most people get wrong on the path to FI. It will also tell you a lot about your own journey to Financial Independence. I call this thought experiment “The Road Trip”. I used it as an exercise in a workshop … Read more

ProjectionLab Review – New Planning Software for Financial Independence

Today I’ve got something a little different for you: a review of a new financial planning software developed specifically for the FIRE community. ProjectionLab was promoted on several prominent FI blogs and podcasts over the last few weeks – and for a good reason: the software is beautiful and flexible. A lot of FIRE enthusiasts … Read more

How to “Die With Zero” – The Math Behind the Mindset

The book “Die With Zero” by Bill Perkins is fast becoming a FIRE classic – for a good reason. Many in the community have adopted a Die With Zero mindset, which goes against many of the core pillars of the standard approach to Financial Independence like delayed gratification and frugality. Instead, Die With Zero is … Read more

Show Me the Money!

Want to know my numbers? This is the innocent little question I recently asked my subscribers. After all, I’ve run Money Flamingo (which is, at least in part, a financial independence/personal finance blog) for almost five years now without revealing our net worth or FIRE number. Instead, we use multiples of our expected future expenses … Read more

What Does F.I.R.E. Really Stand For?

F.I.R.E. stands for Financial Independence, Retire Early – or does it? Sure, the basic premise behind the FIRE movement is pretty simple: Spend less than you earn (or earn more than you spend) and invest the difference. Eventually, you’ll reach Financial Independence, which will enable you to Retire Early. However – and I’ve written about … Read more