The High-Income Part-Time Path to FI

The story I want to share with you today encompasses many of the themes I write about on this blog: Alternative paths to Financial Independence, working part-time, and prioritising lifestyle, time freedom and family over career ambitions and chasing more money. But this story also debunks some of the common beliefs in regard to financial … Read more

One-More-Year Syndrome: Symptoms, Causes and Solutions

Ah, One-More-Year Syndrome. If I had to name one “disease” that afflicts almost every coaching client I’ve ever worked with, this is the one. The FI blueprint is simple: Learn about FI, pick a goal, make a plan, save and invest, rinse and repeat – until you reach your target. And then all that’s left … Read more

The Many Paths That Lead to FI – A Case Study – Part 2

This is part 2 of the case study with Michael from Ireland, who is exploring alternative pathways to get to FI. If you have not read part 1, I recommend you do so before you read part 2. Michael’s FI Lifestyle Goals Before we get into the numbers, I’ll share some more background from my … Read more

The Many Paths That Lead to FI – A Case Study

I’m excited to share the first FI case study in a very long time! This case study has two parts: an introductory guest post and a “numbers and options” part. Micheal, originally from New Zealand, is 38 and lives in Ireland with his family. He has been on the path to Financial Independence since 2018. … Read more

How to “Die With Zero” – The Math Behind the Mindset

The book “Die With Zero” by Bill Perkins is fast becoming a FIRE classic – for a good reason. Many in the community have adopted a Die With Zero mindset, which goes against many of the core pillars of the standard approach to Financial Independence like delayed gratification and frugality. Instead, Die With Zero is … Read more

Yearly Review and Goal Setting: 5 Questions to Help You Create Your Ideal Life

In this article, I’ll share five simple questions and some ideas to help you to move towards your ideal life (and not just towards your financial goals). Most Financial Independence enthusiasts have an annual review and goal-setting routine. We check how our investments performed over the last year, calculate our savings rate, review our spending … Read more

26 Alternatives to Early Retirement (that don’t require full FI!)

No matter where you are on the path to financial independence, there are many lifestyle design options you can use to create a better life for yourself and your family. They allow you to improve your life along the path to FI but are also great alternatives to early retirement once you reach your financial … Read more

The Retirement Lie and Its Unintended Consequences

Here is the standard FIRE blueprint: Step 1: Work hard, save, invest and … wait.Step 2: Reach FI, retire and sail into the sunset. We all know that’s not what usually happens (bear with me). Almost everyone (as in 99%+) of people who hit FI in their 20s, 30s, 40s and even early 50s will … Read more

Full-Time Nomadic Travel – Living a Life of Adventure

I’m super excited to share an interview with a couple who decided to sell most of their belongings, quit their jobs and embark on a permanent nomadic travel adventure. I’m sure you’ll find this story inspiring – whether nomadic travel and #vanlife are part of your life vision or not. Jed and his wife Kelly … Read more

Location-Independent Income & Long-Term Travel With Kids

Location-independent income and long-term travel are definitely on the top 10 list of answers I get when I ask people what their plans are for their transition to a FI lifestyle and/or semi-retirement. In today’s interview we hear from Emma, a fellow mum and blogger who recently semi-retired. She is currently travelling Southeast Asia and … Read more